3 Reasons To Borrow For Business Capital

OVERVIEW – Information on business capital financing in Canada . When business owners have solid reasons to borrow for growth numerous solutions are available and the time is just about now

Business capital financing in Canada, particularly in the SME COMMERCIAL sector often comes with that feeling of ‘ dark days ‘ for the Canadian business owner/financial manager.

Despite those challenges there are in fact some great reasons to borrow for your business – we’ll cover off 3 of them. Let’s dig in.

While it’s debatable how great the current business climate is many firms are nonetheless in a position to grow their business these days. Business lending from banks, alternative finance providers and others seem to be on the rise.

So why should the owner/manager consider new or enlarged sources of financing? Here are our three reasons:

1. Today’s competitive business environment calls for continual investment in your business. Very simply speaking – your competitors are there already.

Timing has never been better – Canadian chartered banks tout SME lending and alternative finance solutions from niche providers have never been more abundant

3. Borrowing rates and costs for both traditional and alternative financing are at all time lows with of course the general consensus being that rates can only go up in the future. Naturally though not all business financing is done at locked in rates

Even the Canadian govt is willing to step in, having recently revamped to a certain degree the Government Small Business loan program, which guarantees the majority of your loan to the banks. The key advantages of the govt guaranteed loan are still the same – flexible terms, competitive rates, and the ability to finance equipment (new and used) and leaseholds

Many businesses require key technology upgrades and its often a wise choice .to utilize equipment financing for new or upgrades in computers, software, telecom equipment, and other application software required by your business.

If you do believe top experts that business finance capital via loans or asset monetization is critical to success. Exploring options such as:

A/R Financing

Asset based business credit lines

Cash Flowing of SR&ED tax credits

Inventory Finance

PO Finance / Sales Financing/ Royalty Finance

Sale leasebacks

are all potential solutions to your capital conundrum. Oh and by the way, debt and asset monetization strategies don’t dilute equity!

There’s often no one solution to all your business needs, and often the ultimate solution is a ‘ cobbling together’ of various solutions to match your overall financial strategy.

Capital FinancingThe bottom line – with knowledge and expertise you can more easily eliminate those ‘ dark days ‘ oft associated with business financing. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with your loan and asset monetization needs.

Author Stan Prokop 7 Park Avenue Financial :


Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 – Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:Capital Financing7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

= 905 829 2653

= greg@7parkavenuefinancial.com

‘ Canadian Business Financing With The Intelligent Use Of Experience ‘

7 Park Avenue Financial
Canadian Business Financing